Courtesy Pay for Personal Accounts
Constantly having to check your account every time you make a purchase? We know that can be stressful, so we have a service to give you peace of mind to meet your daily financial needs.
In the event insufficient funds are available in your checking account, we will strive to pay your transactions.
How it works
Courtesy Pay
At our discretion, we will strive to pay any non-sufficient fund items, which may be presented against your account instead of returning the item unpaid.
Includes:
- Checks
- Automatic Bill payments
- Recurring debit card transactions
- ACH items
This service is automatically applied, if eligible
Courtesy Pay Plus
This option is only available to Courtesy Pay participants. With Courtesy Pay Plus, for a fee of $35, we will strive to authorize and pay overdrafts on ATM and everyday Debit Card transactions in addition to the items mentioned under Courtesy Pay.Includes:
- ATM transactions
- Everyday debit card transactions (excludes recurring debit transactions)
Fees
Overdraft (OD) Paid Item Charge:
$35 per item
NSF Return Item Charge:
$35 per item
Personal/Consumer Accounts only – we will charge a combined total of no more than six (6) NSF Return Item and OD Paid Item charges per day.
De Minimis—OD/NSF fee amount of $0.00 when transaction amount is less than $5.00.
See Schedule of Miscellaneous Fees and Service ChargesOverdraft (OD) Paid Item Charge:
$35 per item
NSF Return Item Charge:
$35 per item
Personal/Consumer Accounts only – we will charge a combined total of no more than six (6) NSF Return Item and OD Paid Item charges per day.
De Minimis—OD/NSF fee amount of $0.00 when transaction amount is less than $5.00.
See Schedule of Miscellaneous Fees and Service ChargesHow to add or revoke
Automatically Applied. Visit your local branch or call to revoke.
Revoke Your Decision by phone: 888.375.3093
Visit your local branch or call to add or revoke.
Add or Revoke by phone: 888.375.3093