Personal Checking Comparison
| Features & Benefits | Advantage Club Checking | Active | Access Checking | Affinity | Guaranty Money Marketa | Health Savings Accountb |
|---|---|---|---|---|---|---|
| Minimum to Open | $5,000 | $25 | $25 | $25 | $1,500 | $100 |
| Monthly Service Charge/Minimum Balance Requirement Fee | $15 | $6 | $5
| None for 55 or Older
| $15 | None
|
| Earns Interest* | Yes | Yes | Yes | |||
| Debit Card | Yes | Yes | Yes | Yes | Yes | |
| Online & Mobile Banking | Yes | Yes | Yes | Yes | Yes | Yes |
| 24 Hour Telephone Banking | Yes | Yes | Yes | Yes | Yes | Yes |
| Bill Pay | Yes | Yes | Yes | |||
| eStatements Available | Yes | Yes | Yes | Yes | Yes | Yes |
| Notify Me Email & Text Alerts** | Yes | Yes | Yes | Yes | Yes | Yes |
Club Benefits | Yes | Yes |
Please see FGB Schedule of Misc. Fees and Charges for additional fees that may apply to your account.
* Check our rates page for current rates.
** Data and text rates may apply
a Guaranty Money Market accounts are subject to Reg. D which states that transfers from a money market account to another account or third party by preauthorizes automatic, computer or telephone transfers are limited to six (6) per month, whether initiated by check, draft, debit card, if applicable, or similar order to third parties. Money Market Accounts over transaction limitations subject to a $15.00 per item Excess Withdrawal Fee.
b Health Savings Accounts - unlimited check writing for qualified medical expenses.