Active Club Checking
Minimum to Open: $25
Monthly Service Charge: $6 - see below for ways to reduce or eliminate this charge
Account Features
- Online and Mobile Banking
- Bill Pay
- Debit Card
- eStatements Available
- Email and Text alerts set up through Online Banking*
- Club Benefits
- Unlimited transactions
- Unlimited check writing
- Mobile Check Deposit
- 24 Hour Telephone Banking
YOUTH WAIVER
Monthly service charge is waived if any owner is 25 years of age or younger.
ACTIVITY REQUIREMENTS TO REDUCE OR ELIMINATE THE MONTHLY SERVICE CHARGE
Pay no Monthly Service Charge when you meet one of the following requirements each statement cycle:
- Maintaining an average monthly balance of $1,000.00 OR
- Maintaining a combined average daily balance of $2,500.00 in linked accounts. Combined balance includes the average daily balance in eligible consumer checking, savings accounts and/or money market accounts (excludes additional Active Club Checking accounts, Advantage Club Checking accounts, CDs, IRAs) as of the end of the Active Club statement cycle. Accounts are automatically linked based on account ownership information determined by the Bank.
OR Reduce Monthly Service Charge by the following discount:
- $0.15 for each posted POS purchase using your FGB Debit MasterCard per statement cycle.
The discount can reduce or eliminate your monthly Service Charge. The calculation of fees and discounts is performed during each monthly statement cycle based on based on balances and activity posted during that cycle. If the discounts exceed the fees for any period, you will be assessed no fee, but you will not be paid, carry forward or otherwise receive credit for any excess discounts.
* Data and text rates may apply
Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank Affiliate.